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    Chapter XIX. Self or Bearer

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    At Charing Cross Station Montague Nevitt bought a Financial News and proceeded forthwith to his own rooms to read of the sudden collapse of his pet speculation. It was only too true. The Rio Negro Diamond and Sapphire Mines had gone entirely in one of the periodical South American crashes which involved them in the liabilities of several other companies. A call would be made at once to the full extent of the nominal capital. And he would have to find three thousand pounds down to meet the demand on his credit immediately.

    Nevitt hadn't three thousand pounds in the world to pay. The little he possessed beyond his salary was locked up, here and there, in speculative undertakings, where he couldn't touch it except at long notice. It was a crushing blow. He had need of steadying. Some men would have flown in such a plight to brandy. Montague Nevitt flew, instead, to the consolations of music.

    For some minutes, indeed, he paced his room up and down in solemn silence. Then his eye fell by accident on the violin case in the corner. Ah, that would do! That beloved violin would inspire him with ideas; was it suicide or fraud? or some honest way out: be it this plan or that the violin would help him. Screwing up the strings for a minute with those deft, long, double-jointed fingers of his, he took the bow in his right hand, and, still pacing the room with great strides, like a wild beast in its cage, began to discourse low passionate music to himself from one of those serpentine pieces of Miss Ewes's of Leamington.

    As he played and played, his whole soul in his fingers, a plan began to frame itself, vaguely, dimly at first, then more and more definitely by slow degrees--shape, form, and features--as it grew and developed. A beautiful chord, that last! Oh, how subtle, how beautiful! It seemed to curl and glide on like a serpent through the grass, leaving strange trails behind as of a flowing signature; a flowing signature with bold twirls and flourishes--twirls and flourishes--twirls and flourishes--twirls, twirls, twirls and flourishes; the signature to a cheque; to a cheque for money; three thousand pounds at Drummond, Coutts and Barclay's.

    It ran through his head, keeping time with the bars. Four thousand pounds; five thousand; six thousand.

    The longer he played the clearer and sharper the plan stood out. He saw his way now as clear as daylight. And his way too, to make a deal more in the end by it.

    "Pay self or bearer six thousand pounds! Six thousand pounds; signed, Cyril Waring!"

    For hours he paced up and down there, playing long and low. Oh, music, how he loved it; it seemed to set everything straight all at once in his head. With bow in hand and violin at rest, he surpassed himself that evening in ingenuity of fingering. He trembled to think of his own cleverness and skill. What a miracle of device! What a triumph of cunning! Not an element was overlooked. It was
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