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    A New Way To Collect An Old Debt - Page 2

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    extort by fair or foul means, from an unfortunate debtor, who has honestly given up every thing, an acknowledgment of his indebtedness to them, in order that they may reap the benefit of his first efforts to get upon his feet again. Many and many an honest but indiscreet debtor has been thrown upon his back once more from this cause, and all his hopes in life blasted for ever. The means of approach to a debtor, in this situation, are many and various. "Do you think you will ever be able to do any thing on that old account?" blandly asked, in the presence of a third party, is answered by, "I hope so. But, at present, it takes every dollar I can earn for the support of my family." This is sufficient--the whole claim is in full force. In the course of a month or two, perhaps in a less period, a sheriff's writ is served, and the poor fellow's furniture, or small stock in trade, is seized, and he broken all up again. To have replied--"You have no claim against me," to the insidious question, seemed in the mind of the poor, but honest man, so much like a public confession that he was a rogue, that he could not do it. And yet this was his only right course, and he should have taken it firmly. Letters are often written, calling attention to the old matter, in which are well-timed allusions to the debtor's known integrity of character, and willingness to pay every dollar he owes in the world, if ever able. Such letters should never be answered, for the answer will be almost sure to contain something that, in a court of justice, will be construed into an acknowledgment of the entire claim. In paying off old accounts that the law has cancelled, which we think every man should do, if in his power, the acknowledgment of indebtedness never need go further than the amount paid at any time. Beyond this, no creditor, who does not wish to oppress, will ask a man to go. If any seek a further revival of the old claim, let the debtor be aware of them; and also, let him be on his guard against him who in any way alludes, either in writing or personally, to the previous indebtedness.

    But we have digressed far enough. Mr. Jenkins, we are sorry to say, was not of that class of debtors who never consider an obligation morally cancelled. The law once on his side, he fully made up his mind to keep it for ever between him and all former transactions. Sundry were the attempts made to get old claims against him revived, after it was clearly understood that he was getting to be worth money; but Jenkins was a rogue at heart, and rogues are always more wary than honest men.


    Among the creditors of Jenkins, was a man named Gooding, who had loaned him five hundred dollars, and lost three hundred of it--two-fifths being all that was realized from the debtor's effects. Gooding pitied sincerely the misfortunes of Jenkins, and pocketed his loss without saying a hard word, or laying the weight of a finger upon his already too heavily
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