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    Chapter XXI

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    Weeks passed after this second visit to the Allen House, but the call was not returned by Mrs. Dewey. We talked the matter over, occasionally, and concluded that, for some reason best known to herself, the friendly overtures of Constance were not agreeable to the lady. She was not often seen abroad, and when she did appear, the closed windows of her carriage usually hid her face from careful observation.

    Of late, Mr. Dewey was away from S----more than usual, business connected with the firm of which he was a member requiring his frequent presence in New York. He did not remain absent over two or three days at a time.

    Nearly opposite to where I resided lived Mr. Joshua Kling, the Cashier of the new Clinton Bank. He and Mr. Dewey seemed to be on particularly friendly terms. Often I noticed the visits of Mr. Dewey to the Cashier's house after bank hours, and many times in paying evening calls would I meet the two gentlemen, arm in arm, engaged in close conversation.

    It was pretty generally understood in S----that the Clinton Bank was in the hands or parties in New York, and that a large proportion of the discounts made were of paper bearing the endorsement of Floyd, Lawson, Lee, & Co., which was passed by the directors as the legitimate business paper received by that house in its extensive business operations; or of paper drawn to the order of John Floyd & Co., given in payment of goods manufactured at the mills in S----. It was also generally conceded that as, through their partner, Mr. Dewey, this firm of Floyd, Lawson, Lee, & Co., had invested a large amount of capital in S----, and by their liberality and enterprise greatly benefited the town, they were entitled to all the favors it was in the power of the bank to give; more particularly as the firm was one of great wealth--"solid as gold"--and the interests of the stockholders would, therefore, be best served by keeping the line of discount mainly in so safe a channel.

    Now and then a disappointed storekeeper, whose small offerings were thrown out, would inveigh bitterly against the directors, calling hard names, and prophesying "a grand explosion one of these days;" but these invectives and predictions hardly ever found a repetition beyond the narrow limits of his place of business.

    And so the splendid schemes of Ralph Dewey and Company went on prospering, while he grew daily in self-importance, and in offensive superciliousness toward men from whom he had nothing to expect. In my own case I had little to complain of, as my contact with him was generally professional, and under circumstances that caused a natural deference to my skill as a physician.

    Nothing out of the ordinary range of things transpired until towards Christmas, when my wife received a note from Mrs. Dewey, asking her as a special favor to call at the Allen House. She was there in half an hour after the note came to hand.
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