remember, this is in the strictest confidence. It might injure my husband's business if it got out. In fact, I don't think I have any right to tell you; but, as I advised you to follow my example, I must give you convincing proof that this example is a bad one. Last evening, when Mr. Claxton came home, he looked unusually serious. 'Is any thing wrong?' I asked of him, manifesting in my voice and manner the concern I really felt. 'Yes,' said he, looking me fixedly in the eyes--'there is something wrong. I came within an ace of being protested to-day.' 'Indeed! How?' I exclaimed. 'Listen,' said he, 'and you shall hear; and while you hear, believe, for I solemnly declare that every word I utter is the truth, and nothing but the truth. I could not spare the cash when your new carpet and upholstery bill came in, so I gave a note for the amount, which was over two hundred dollars. The note was for six months, and fell due to-day. I also gave a note for your new sofa, chairs, and French bedstead, because I had no cash with which to pay the bill. It was two hundred and fifty dollars, and the note given at four months. That also fell due to-day. Now, apart from these, I had more than my hands full to take up business paper, this being an unusually heavy day. At every point where I could do so I borrowed; but at half-past two o'clock I was still short the amount of these two notes. While in the utmost doubt and perplexity as to what I should do in my difficulty, two notes were handed in. One contained a dry goods bill which you had run up of over a hundred and fifty dollars, and the other a shoe bill of twenty-five. I cannot describe to you the paralyzing sense of discouragement that instantly came over me. It is hopeless for me to struggle on at such a disadvantage, said I to myself--utterly hopeless. And I determined to give up the struggle--to let my notes lie over, and thus end the unequal strife in which I was engaged; for, to this, I saw it must come at last. Full twenty minutes went by, and I still sat in this state of irresolution. Then, as a vivid perception of consequences came to my mind, I aroused myself to make a last, desperate effort. Hurriedly drawing a note at thirty days for five hundred dollars, I took it to a money-lender, whom I knew I could tempt by the offer of a large discount. He gave me for it a check on the bank in which my notes were deposited, for four hundred and fifty dollars. Just as the clock was striking three, I entered the banking-house.'
"My husband paused. I saw by the workings of his face and by the large beads of perspiration which stood upon his forehead, that he was indeed in earnest. I never was so startled by any thing in my life. It seemed for a time as if it were only a dream. I need not say how sincerely I repented of what I had done, nor how I earnestly promised my husband never again to contract a debt of even a dollar without his knowledge. I hope," added Mrs. Claxton, "that you have
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