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"The art of living easily as to money is to pitch your scale of living one degree below your means."
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Chapter V
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Was George Pontifex one of Fortune's favoured nurslings or not? On the whole I should say that he was not, for he did not consider himself so; he was too religious to consider Fortune a deity at all; he took whatever she gave and never thanked her, being firmly convinced that whatever he got to his own advantage was of his own getting. And so it was, after Fortune had made him able to get it.
"Nos te, nos facimus, Fortuna, deam," exclaimed the poet. "It is we who make thee, Fortune, a goddess"; and so it is, after Fortune has made us able to make her. The poet says nothing as to the making of the "nos." Perhaps some men are independent of antecedents and surroundings and have an initial force within themselves which is in no way due to causation; but this is supposed to be a difficult question and it may be as well to avoid it. Let it suffice that George Pontifex did not consider himself fortunate, and he who does not consider himself fortunate is unfortunate.
True, he was rich, universally respected and of an excellent natural constitution. If he had eaten and drunk less he would never have known a day's indisposition. Perhaps his main strength lay in the fact that though his capacity was a little above the average, it was not too much so. It is on this rock that so many clever people split. The successful man will see just so much more than his neighbours as they will be able to see too when it is shown them, but not enough to puzzle them. It is far safer to know too little than too much. People will condemn the one, though they will resent being called upon to exert themselves to follow the other.
The best example of Mr Pontifex's good sense in matters connected with his business which I can think of at this moment is the revolution which he effected in the style of advertising works published by the firm. When he first became a partner one of the firm's advertisements ran thus:-
"Books proper to be given away at this Season. -
"The Pious Country
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