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    Chapter 11

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    A BLOT FROM THE BLUE.

    So by the cleverness of two girls a dark cloud was
    thinned away and turned into sunshine. Over one of them,
    alas, another cloud was gathering, which could not be so
    easily dispersed. Of these three households which fate
    had thrown together, two had already been united by ties
    of love. It was destined, however, that a bond of
    another sort should connect the Westmacotts with the Hay
    Denvers.

    Between the Admiral and the widow a very cordial
    feeling had existed since the day when the old seaman had
    hauled down his flag and changed his opinions; granting
    to the yachts-woman all that he had refused to the
    reformer. His own frank and downright nature respected
    the same qualities in his neighbor, and a friendship
    sprang up between them which was more like that which
    exists between two men, founded upon esteem and a
    community of tastes.

    "By the way, Admiral," said Mrs. Westmacott one
    morning, as they walked together down to the station, "I
    understand that this boy of yours in the intervals of
    paying his devotions to Miss Walker is doing something
    upon 'Change."

    "Yes, ma'am, and there is no man of his age who is
    doing so well. He's drawing ahead, I can tell you,
    ma'am. Some of those that started with him are hull down
    astarn now. He touched his five hundred last year, and
    before he's thirty he'll be making the four figures."

    "The reason I asked is that I have small investments
    to make myself from time to time, and my present broker
    is a rascal. I should be very glad to do it through your
    son."

    "It is very kind of you, ma'am. His partner is away
    on a holiday, and Harold would like to push on a bit and
    show what he can do. You know the poop isn't big
    enough to hold the lieutenant when the skipper's on
    shore."

    "I suppose he charges the usual half per cent?"

    "Don't know, I'm sure, ma'am. I'll swear that he
    does what is right and proper."

    "That is what I usually pay--ten shillings in the
    hundred pounds. If you see him before I do just ask him
    to get me five thousand in New Zealands. It is at four
    just now, and I fancy it may rise."

    "Five thousand!" exclaimed the Admiral, reckoning it
    in his own mind. "Lemme see! That's twenty-five pounds
    commission. A nice day's work, upon my word. It is a
    very handsome order, ma'am."


    "Well, I must pay some one, and why not him?"

    "I'll tell him, and I'm sure he'll lose no time."

    "Oh, there is no great hurry. By the way, I
    understand from what you said just now that he has a
    partner."

    "Yes, my boy is the junior partner. Pearson is the
    senior. I was introduced to him years ago, and he
    offered Harold the opening. Of
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