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    Chapter 15

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    STILL AMONG SHOALS.

    Next day brought the Admiral a cheque for L5,000 from
    Mr. McAdam, and a stamped agreement by which he made over
    his pension papers to the speculative investor. It
    was not until he had signed and sent it off that the full
    significance of all that he had done broke upon him. He
    had sacrificed everything. His pension was gone. He had
    nothing save only what he could earn. But the stout old
    heart never quailed. He waited eagerly for a letter from
    the Saint Lawrence Shipping Company, and in the meanwhile
    he gave his landlord a quarter's notice. Hundred pound
    a year houses would in future be a luxury which he could
    not aspire to. A small lodging in some inexpensive part
    of London must be the substitute for his breezy Norwood
    villa. So be it, then! Better that a thousand fold than
    that his name should be associated with failure and
    disgrace.

    On that morning Harold Denver was to meet the
    creditors of the firm, and to explain the situation to
    them. It was a hateful task, a degrading task, but he
    set himself to do it with quiet resolution. At home they
    waited in intense anxiety to learn the result of the
    meeting. It was late before he returned,
    haggard pale, like a man who has done and suffered much.

    "What's this board in front of the house? he asked.

    "We are going to try a little change of scene," said
    the Admiral. "This place is neither town nor
    country. But never mind that, boy. Tell us what
    happened in the City."

    "God help me! My wretched business driving you out
    of house and home!" cried Harold, broken down by this
    fresh evidence of the effects of his misfortunes. "It is
    easier for me to meet my creditors than to see you two
    suffering so patiently for my sake."

    "Tut, tut!" cried the Admiral. "There's no suffering
    in the matter. Mother would rather be near the theaters.
    That's at the bottom of it, isn't it, mother? You come
    and sit down here between us and tell us all about it."

    Harold sat down with a loving hand in each of his.

    "It's not so bad as we thought," said he, "and yet it
    is bad enough. I have about ten days to find the money,
    but I don't know which way to turn for it. Pearson,
    however, lied, as usual, when he spoke of L13,000. The
    amount is not quite L7,000."

    The Admiral claped his hands. "I knew we should

    weather it after all! Hurrah my boy! Hip, hip, hip,
    hurrah!"

    Harold gazed at him in surprise, while the old seaman
    waved his arm above his head and bellowed out three
    stentorian cheers. "Where am I to get seven thousand
    pounds from, dad?" he asked.

    "Never mind. You spin your yarn."

    "Well, they were very good and very kind, but of
    course they must
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